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Welcome to the Retail Website!


Current UW Turn times
FSB Underwriting 24-48 hours​
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USDA Commitment Turn Times - Currently working on files from 2/10/2026​​
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FHLB grant funds remaining as of 2/13: $953,500
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If you are a consumer looking for a mortgage, please visit www.fsbmortgageloans.com
to choose from our list of Loan Officers in your area that will be happy to assist you.
Flanagan State Bank team members, feel free to navigate this site with the tabs at the top of the page.
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