Welcome to the Retail Website!

Current UW Turn times

FSB Underwriting 24-48 hours​

USDA Commitment Turn Times - Currently working on files from 1/31/2023


2023 Grant funds are now available!

$640,000 available as of 2/6/2023

Thank you for visiting our website!

If you are a consumer looking for a mortgage, please visit www.fsbmortgageloans.com to choose from our list of Loan Officers in your area that will be happy to assist you.

Flanagan State Bank team members, feel free to navigate this site with the tabs at the top of the page.